Business Banking

Non-Interest Checking Business

This account offers the business customer unlimited access to their funds, the monthly fee is offset by balances maintained in the account. 

  • Minimum deposit of $100.00 to open account.
  • Monthly service charge is $8.00 per month (statement period) and $.10 per check paid.  This charge is reduced by $.25 for each $100.00 maintained in the account for the month.
  • Unlimited access to funds.
  • Overdraft protection - tied to your savings or other checking account.
  • Imaged checks for your convenience.

 

Non Personal Savings

A simple way to save money.  The minimum balance required makes it simple to save money and earn interest.

  • Minimum deposit of $25.00 to open account.
  • You may make six (6) transfers from you account each month, if by preauthorized or automatic transfer, or telephone agreement order or instruction.
  • Monthly service charge of $5.00 on accounts with balance less than $25.00.
  • Three (3) withdrawals per calendar quarter without, charge, subsequent withdrawals are $ .50 each.
  • Tie this account to your checking account to add overdraft protection.

 

MMDA Non-Personal

This account allows non-personal customers to earn interest at a higher rate while maintaining easy access to the funds.

  • Minimum deposit of $2,500.00 to open account and earn interest.
  • No monthly service charge when balance is $2,500.00 or greater.
  • Limited to six (6) transfers each month of which three (3) may be by check payable to third parties.
  • Transfers made in person, by mail or at an ATM are unlimited.
  • Earns interest and paid monthly.

 

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